House renovation cost UK: what a full refurbishment really costs in 2026

Whole-house renovation prices per square metre, room-by-room costs, regional differences and the budget lines most homeowners forget until the walls are open.

Costs 12 min readUpdated July 2026

The short answer

Most UK whole-house renovations in 2026 land between £1,200 and £1,800 per square metre for a full refurbishment. On an average 90m² three-bed that is roughly £108,000 to £162,000 if every room is touched — or £55,000 to £90,000 where the layout stays put and the structure is sound. The single biggest variable is not the finish level; it is whether the house needs structural, damp or roofing work.

Cost per square metre by renovation level

Light refresh

£600 – £900 / m²

Redecoration, flooring, new kitchen and bathroom, minor electrics. Layout untouched.

Full refurbishment

£1,200 – £1,800 / m²

Full rewire and replumb, new heating, plastering throughout, new kitchen and bathrooms.

Structural renovation

£1,800 – £2,600 / m²

Walls removed, steels installed, roof or damp works, layout reconfigured.

Back-to-brick / premium

£2,600 – £4,000+ / m²

Stripped to the shell, new floors and roof, high-end finishes. Common in London.

Room-by-room renovation costs

Typical UK supply-and-fit ranges for a standard three-bedroom property. Add roughly 20% for London.

ElementTypical lowTypical high
Kitchen (supply + fit)£8,000£30,000
Bathroom (full refit)£5,500£15,000
Full rewire (3-bed)£4,500£8,500
Replumb + new boiler£5,000£10,000
Plastering throughout (3-bed)£4,000£9,000
Windows (whole house, uPVC)£6,000£14,000
Flooring throughout£3,000£12,000
Decoration throughout£3,500£8,000
Loft conversion£40,000£75,000
Single-storey rear extension£45,000£100,000

How much region changes the price

London+20% to +40%
South East+10% to +20%
MidlandsBaseline
North & Wales-5% to -15%
Scotland & NI-10% to -20%

Materials cost roughly the same nationwide; labour does not. Regional differences are almost entirely day rates and trade availability.

The costs people forget

  • Damp, rot or woodworm found once floors and plaster come up — £2,000 to £15,000.
  • Asbestos survey and removal in anything built or refitted between 1950 and 1999 — £500 to £4,000.
  • Structural calculations and building control fees — £1,000 to £3,000.
  • Skips and waste removal across a full project — £1,000 to £3,000.
  • Temporary accommodation if the house is uninhabitable — often the biggest forgotten line.
  • A contingency of 10–15% of the total. On a full refurb it will be used.

How to sequence the work

  1. 1. Survey and structure. Roof, damp, drainage and any steels. Nothing cosmetic starts until the shell is dry and stable.
  2. 2. First fix. Rewire, replumb, heating pipework, stud walls and insulation while everything is open.
  3. 3. Plaster and screed. Then leave it to dry properly — rushing this is the most common cause of cracked finishes.
  4. 4. Second fix. Kitchen, bathrooms, doors, skirting, sockets, radiators.
  5. 5. Decoration and flooring. Last, so it doesn't get damaged by the trades still working.

Frequently asked questions

How much does it cost to renovate a 3-bedroom house in the UK?

A typical 90m² three-bedroom house costs around £55,000 to £110,000 for a full refurbishment in 2026, based on £1,200–£1,800 per square metre. A light cosmetic refresh can be done for £30,000–£55,000, while structural work and premium finishes push it well past £150,000.

Is it cheaper to renovate or to buy a done-up house?

Renovating is usually cheaper per square metre than paying the premium on a finished property, but only if the structure is sound. Once you add damp works, a new roof and full rewiring, the gap closes quickly. Get a full building survey before you commit.

How long does a whole-house renovation take?

Eight to sixteen weeks for a cosmetic refresh, four to six months for a full refurbishment, and nine to twelve months where structural work, extensions or planning permission are involved.

Do I need planning permission to renovate a house?

Internal renovations rarely need planning permission, but they almost always fall under Building Regulations — particularly electrics (Part P), heating and insulation (Part L) and ventilation (Part F). Extensions, loft dormers and anything on a listed building or in a conservation area need permission.

Can I pay for a renovation in stages?

Yes, and you should. Agree a staged payment schedule tied to completed milestones, never pay more than a small deposit up front, and hold a retention of around 5% for a few weeks after completion.

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